Resources
Plain-language answers to the questions every merchant has.
Pricing, hardware, compliance, switching — written by people who do this every day, for people who'd rather be running their business.
All guides
Understanding Interchange Fees
What interchange is, who actually sets it, and why your "rate" is only part of the story.
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Choosing the Right Clover Device for Your Business
A 4-step framework for picking the right Clover hardware — by business type, ticket volume, and physical setup.
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PCI Compliance Basics for Canadian Merchants
A plain-language overview of PCI DSS, the annual self-assessment, and what Clover does for you automatically.
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Accepting Tap-to-Pay: What Canadian Customers Expect in 2026
Tap is now the default in Canada. Here is what that means for your hardware, your speed of service, and your bottom line.
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Switching Payment Providers Without Downtime
A step-by-step checklist for moving your merchant account without losing a single sale.
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Tip Pooling and Server Payouts on Clover
How to set up automatic tip distribution, cash-out reports, and stay onside with Canadian payroll rules.
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Flat Rate + Surcharge: Offset Your Processing Costs
How the Clover Merchant Surcharge Program lets you add a 2.40% fee to eligible credit card transactions — and what the rules are.
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Clover Virtual Terminal: Get Paid Without a POS
Take card payments from a phone, tablet or computer browser — no extra equipment or software required.
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Clover Gift Cards: Physical and Digital
Sell custom-branded plastic gift cards or digital cards by email and SMS — right from your Clover dashboard.
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Clover Capital: Turn Future Sales Into Working Capital
Get approved within 24 hours and repay as a small percentage of daily sales — no fixed term, payment or interest rate.
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Clover Software Plans Explained
Payments, Essentials, Services, Retail, Counter Service and Table Service — which Clover plan fits your business.
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Clover for Restaurants: Counter Service and Table Service
Restaurant POS software for quick-serve, cafés and full-service dining — plus the apps that round it out.
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Clover for Service Businesses: Booking, Scheduling and Payments
Appointment booking, reminders, staff scheduling and a branded website — all in one system for salons, spas and services.
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Sales sheets
Official Clover product and plan sheets, ready to download and share.
- Download Clover Station Solo sales sheet (PDF)
- Download Clover Station Duo 2 sales sheet (PDF)
- Download Clover Mini 3 sales sheet (PDF)
- Download Tethered Mini setup sheet (PDF)
- Download Clover Flex 4 sales sheet (PDF)
- Download Clover Flex for restaurants (PDF)
- Download Clover Flex Pocket sales sheet (PDF)
- Download Clover Kiosk sales sheet (PDF)
- Download Clover KDS sales sheet (PDF)
- Download Merchant Surcharge Program sheet (PDF)
- Download Clover Virtual Terminal sheet (PDF)
- Download Clover Gift Cards sheet (PDF)
- Download Clover Gift Cards FAQ (PDF)
- Download Clover Capital sheet (PDF)
- Download Software plans overview (PDF)
- Download Clover Payments plan sheet (PDF)
- Download Clover Essentials plan sheet (PDF)
- Download Put Clover in your corner overview (PDF)
- Download Clover for Restaurants sheet (PDF)
- Download Counter Service Restaurant plan sheet (PDF)
- Download Clover Services Growth sheet (PDF)
Frequently asked
Quick answers, real talk.
Have a question we haven't covered? Use the chat in the corner, or call us directly.
For most businesses, hardware ships within 2-3 business days once your merchant account is approved. We pre-configure your menu, taxes, and tip settings before it leaves, so you can be ringing sales the day it arrives.
Every Clover device accepts chip insert, magnetic swipe, contactless tap (including Apple Pay, Google Pay, and Interac Flash), and manual entry. Online and invoice payments are supported too.
We use transparent interchange-plus pricing — you see the actual card-network cost plus a fixed markup. No tiered "qualified / non-qualified" hide-the-margin pricing. We will read your current statement with you to show the difference.
No. Phone, email, and on-site support during business hours is included with every merchant account. You speak to a person, not a menu.
Clover devices are locked to a specific processor, so they cannot transfer between providers. That is true industry-wide. We make sure you own your device outright — no lease — so there is no surprise buyout if the relationship changes.
Funds settle next business day by default. Same-day funding is available for an additional fee on most accounts.
Ready when you are
Make your first transaction with us a great one.
Tell us about your business — we'll recommend the right Clover setup and walk you through pricing line by line.